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Can you fix damages to your car that still has a bank lien on it yourself with the insurance claim money or must you take it to a shop for repairs?
Wiki User
∙ 12y ago
i will assume you are the claimant and the draft is made payable to you not you and shop or lien holder...in that case you can do whatever you want, fix it don't fix it, have your buddy fix it, ...but understand should you have another loss, or total, and this damage is unrepaired or the vehicle is repo'd the amount of this unrepaired damage will be deducted, from the new repair (if in the same area) or from the value of the vehicle in a total...or in the repo example they will add this to what you owe....
Wiki User
∙ 12y ago
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Does home insurance usually cover repairs to storm damages?
Most homeowners insurance policies cover repairs caused by storm damage, however you will have to check your policy to be certain. Usually, you will have a fixed amount of time to claim damages.
Is it possible to ask a car insurance company to stay away from filing a claim?
Assuming that you have collision coverage, you are under no obligation to have your insurer pay for the repairs to your car. You are free to pay for the repairs yourself. If there was another vehicle involved, and you were at fault for the collision, other considerations exist. The other person involved will likely want to assert a claim with your insurer to ensure that damages get covered. However, if you can reach an agreement to pay for the other party's damages yourself, you may be able to circumvent having a claim filed.
Will it go on your insurance as a claim if a police report is filed but you pay for the repairs to the other person's car yourself?
It will not go against your insurance because a claim has not been filed only a police report.
What is a collision claim?
A claim that you make on your own insurance for repairs due to a collision.
Can landlord use home insurance claim if tenants wreck property?
If the tenant damages the property he is liable for such damages. The Landlord may or may not have his own insurance for this purpose but the tenant is liable. If the Tenant has his own insurance (Renter's Insurance) then the Tenant may file a claim and damages will be covered by that insurance.
Did your premium increase when you canceled the claim process and paid for the damages yourself or left it damaged?
Any time you file a claim you run the risk of your premiums raising due to the labor the insurance company put into your claim.
If you receive a check from insurance company to replace roof can you do the repairs yourself?
It is a question of honesty..... If you told the insurance company you were going to do it yourself and their check is for materials and some of your time then this would be OK. However, if your claim quote was for a builder to make the repairs, then their check is for this work and you should tell the insurance company that you intend to do the work yourself or you will be defrauding them. You must also remember that if you do the work yourself and the roof is damaged again they will probably refuse to pay (unless you are a qualified builder) on the basis that your initial repairs may have been inadequate. The fact that you asked this question indicates that you are basically an honest person - stick with the honesty and don't try and make money out of an insurance claim - it is not what insurance is for.
Does property insurance cover damages caused by a tree falling on my house?
Definetely you can claim for the damages caused by the tree falling on your house. The Insurance companies cover these damages under the property insurance. Just you have provide the photos of the damaged house aas an evidence to claim your money.
How do I Collect the depreciation from Homeowners insurance claim?
If you want to collect the depreciation your insurance company withheld from your claim payment you must make the repairs to your home. After you make the repairs contact your insurance company and they should issue a check for the depreciation.
Is insurance premium part of deductible?
The insurance premium is the amount you pay the insurance company every month. The insurance deductible is the set amount which you pay out of pocket for repairs after you make a claim. For example... you may pay $100 to the insurance company every month for the insurance policy and have a $500 deductible. If you file a claim you are expected to pay for $500 of the repairs yourself, while the insurance policy covers anything above that amount up to your max limits.
Can you file a claim with your insurance company for underside damages to your vehicle if you hit a rock or block?
Yes you can but you will be the one paying for all damages and repairs and deductibles. Why not go get it fixed with out the headache of all that. You cant sue the city or state because that would be very hard to prove that the damages came from anything that they were negligent for.
Do you have to claim money on home insurance repairs?
What! Insurance pays for financial losses. I don't understand your question.
