No, The At Fault driver in the other vehicle is responsible for your losses. Not the person from who you borowed the car you were driving.
You get auto insurance for accident prone drivers the same way as normal drivers. You will need to provide relevant car details and your driving history information and then receive insurance policy quotes. Insurance premiums for accident prone drivers are generally much higher.
Private hire insurance is insurance provided to Private Hire drivers, or Taxi drivers, as they're better known! The function is to provide insurance and indemnification against legal and medical costs in the event of an accident.
He gets arrested.Added: You could consult with an attorney to determine if you have a suit against the cab drivers employer. If it was an "independent" cab (driver-owned) then you might have a suit against the driver and/or his insurance company.
Not if it is deemed to be 100% the other drivers fault and they have insurance.
There are many programs out there suited for accident prone drivers. Try progressive.
Yes, you do.
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
The best cheap car insurance for young drivers would be All State. They have great deals and have accident forgiveness. They also offer house insurance as a deal.
Winding mountain roads, flooding rains and coal miners are only a few of the things that drivers in West Virginia have to deal with. They also have to deal with insurance rates. The best thing for drivers in the state to do is to look online for the most affordable insurance rates they can find. Car insurance is not just something that drivers can choose to have if they want to take it out. Car insurance is a requirement if drivers have a car. One of the things that are different about this area of the country is that Virginia does not make drivers have liability insurance. This means that there are plenty of drivers who are in West Virginia who may not have insurance coverage if they are involved in a car accident. Uninsured motorist coverage is a must for drivers in West Virginia in the event that they are in an accident with someone from a state that does not require their residents to have liability insurance. If an accident is the fault of the driver, their insurance policy will be responsible for the damages of themselves and others who are in the accident. A minimum of $20,000 for one person involved in an accident and $40,000 for multiple people who are in an accident is required by the state. Since there could be drivers who do not have insurance driving on the roads in West Virginia, it is recommended by insurance companies to get have more than the minimum coverage. Comprehensive and collision insurance are not required in the state, but they are two things that should be considered by drivers because of the conditions the roads can get in and other people who are driving. West Virginia is one of the states that are seeing a decrease in insurance rates. Drivers are being more careful when it comes to the rules of the road, and they are saving money by driving safely. Insurance rates are still at over $2,000, which is above the national average. Before purchasing an insurance policy, drivers should compare several different policies to get the most affordable rates possible.
If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.