Technically you shouldn't, especially if they are the main driver of one of your cars. Now if your child drives the car sporadically it isn't such a big deal but it would be your safest bet to include them, even though your rate will mostly likely raise considerably.
You can definitely exclude your spouse from your auto insurance. They shouldn't be driving if their license is suspended so they don't need insurance.
The simple answer is NO. Homeowners policies will specifically exclude any vehicle licensed or intended for road use. To get coverage you will need to have Comprehensive coverage on your auto insurance policy.
Yes, you could get direct auto insurance from any licensed insurance agent. You might want to call various insurance agents to get the best rate, however.
If your licensed has been revoked, you can make him rated driver on the vehicle, (if he lives in the household) and you as a non driver. You don't want lienholder to enforce insurance on it,,or it will be very high. Yes you can. Your insurance company may want you to formally exclude yourself from coverage.
Not necessary- you only add/exclude drivers
It is available through most licensed insurance agents who write auto insurance.
They are independent insurance agents that work with other insurance companies to make sure your auto insurance is the best it can be, even if that means moving to another insurance company.
Not in Texas.
Yes, but you should check the instant online auto insurance websites to see if they are licensed.
Yes, You can still get auto Insurance on your own.. It is common for people to exclude an unlicensed spouse from from coverage on their Auto insurance Policy. This way you don't get penalized for your spouses driving record.
You will need to be trained and licensed to sale insurance. You can get training with the insurance company you would like to represent.
No, your insurance will cover the occasional driver as long as they are licensed