Can a 17 year old get his own auto insurance?

Answer 1

This would depend on the state where the car is to be insured. The best thing to do is to contact the state auto insurance bureau or DMV to see what the restrictions are for a minor to own a car and to have his/her own insurance on it.

More information:

• Only if the parent or guardian signs along with that 17 year old
• Good question! A 17-year-old is not considered legally able to contract, but certainly old enough to drive. I'd expect that most companies would require a parent's signature to validate it. And if they are emancipated they certainly can.
• Yes, you will need to start making phone calls to local insurance companies but there shouldn't be any reason that you couldn't. Now price may be another issue.
• Depends on company probably. With my company you would have to be 18, or legally emancipated.
• Also do you mean in there own household, or in an existing insured household but rated on your own car?
• Yes, you should be able to get your own policy. You may very well pay a very high price for it but you should be able to do this.
• No.

Answer 2

Yes you can, But due to limitations of a minor to enter into a contract. The teenager will need a parent to countersign the insurance application. Alternatively it is usually cheaper just to add the teen to the parents auto insurance policy.

Answer 3

Yes, a 17-year-old can get their own auto insurance policy. However, it is important to note that auto insurance rates are generally higher for teenage drivers, particularly those under the age of 18, due to the increased risk of accidents and claims.

In most states, a person must be at least 18 years old to purchase an auto insurance policy on their own. However, some states allow drivers as young as 16 to purchase auto insurance policies independently.

In cases where the 17-year-old is not yet legally able to purchase a policy on their own, they may be added as a driver to their parent's or guardian's policy. This can be a cost-effective way for a teenager to get coverage.

It's important to shop around and compare quotes from multiple insurance companies to find the best rate for your teenager. Also, you can consider discounts such as good student, driver education, and safety features, these can help to lower the cost of insurance.

It's also important to keep in mind that, even if the teenager is added to a parent's or guardian's policy, they will be held responsible for any accidents they cause, and their driving record will be affected by any incidents that occur while they are on the policy.