The money is entitled to you not anybody else, so privacy is needed. This is why a PIN is needed when setting up a bank account.
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A PIN is essentially a numeric password. It's to make sure that only you or anyone you trust with the number can access the bank account, phone minutes, or whatever else the card may be tied to.
So that no one other than you can access the card if it gets lost
A bank envelope and your ATM card along with a personal pin number that was assigned to your card
ATM PIN is stored as secured information in the magnetic strip of the card, which is recognized by the machine once the card is put in and PIN is typed. To know more about secured ATM PIN check Nationalcash.
Nowhere. The PIN is not printed on the ATM card. It is usually memorised by the card holder.