The two portly gentlemen
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Scrooge is to stingy.
Scrooge believes that the poor should go to prisons and workhouses instead of relying on charity from others.
Scrooge promised the portly man to increase his charitable donations for the poor and make amends for his past selfish behavior.
Scrooge believes that the poor belong in workhouses or prisons if they are unable to support themselves through their own means. He sees no obligation to care for or assist them beyond what is strictly necessary.
The schoolmaster did not care for Scrooge because Scrooge showed no interest in his studies, seemed indifferent to learning, and was often seen daydreaming in class. Scrooge's lack of enthusiasm and poor academic performance likely led to the schoolmaster's disinterest in him.