It depends on what store and what credit plan you have.
If it is a credit card company like VISA or MasterCard: When most credit card companies send you a bill, they enclose a return envelope that already has the address printed on it. If they don't supply the envelope, they will at least have the address somewhere with the bill.
If you have a credit agreement with a specific store and you are just supposed to send the payment without receiving a monthly bill, they should have given you the address when you took out the loan. If not, go back to the store and ask them.
A revolving department store credit card means that the interest accumulates monthly and the balance carries over. Most credit cards that are issued by a department store have this type of account.
You set up payment schedule with your credit card issuer, not the store.
Department store credit card interest rates very from store to store. The rates could be as low as 10% and as high as 30% per year. Check with each individual store.
One of the factors that makes up your credit score is credit diversification. This means having a variety of different types of credit. Four different types you can have is mortgage loans, car loans, credit cards, and department store cards. So having a department store card that reports to the credit bureaus will help your credit.
goodys credit card,is it a credit card are a line of credit at there department store
Some of the stores that currently offer department store credit cards are stores such as Kohls, Macy's, Dilliards, Menards, or basically any other store that has high volume.
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You may have insufficient credit. Not everyone is denied due to poor credit. You should receive a letter of rejection from the card you applied to stating why you were rejected. If you have not received this, it is within your rights to call the company and ask them to either send the letter or state why you were rejected. Once you know the reason you should review your credit report for errors. You can opt to apply to a department store credit card to help build credit. If you are denied that, you may choose a secured (down payment) credit card to help build or repair credit.
Call the companyr Customer Service department at 1-800-877-1342 to get the address. You may also be able to pay online or at the store.
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