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Nick has a revolving department store credit card account with an annual percentage rate of 15 percent Last months balance on the account was 423.78 During the current month he made purchases 123.42?
$6.36
How can I obtain department store credit cards for bad credit?
To obtain department store credit cards for bad credit, you can start by applying for secured credit cards or store-specific credit cards that are designed for individuals with lower credit scores. These cards typically have lower credit limits and higher interest rates, but can help you rebuild your credit over time with responsible use. Additionally, you can consider becoming an authorized user on someone else's credit card account to help improve your credit history.
What steps can you take to build a sound credit rating?
Start with a job, Open a savings account and save regularly, Open a checking account and manage it carefully, and Apply to a local department store or a gasoline company for a credit card.
Can you get a credit card with no job and no checking or savings account and if so where do you look?
Start with a department store card. If you can't get that start with a "secured" credit card. It will build credit and allow you to apply for a regular credit card down the road.
Does it help your credit to have credit cards from department stores?
One of the factors that makes up your credit score is credit diversification. This means having a variety of different types of credit. Four different types you can have is mortgage loans, car loans, credit cards, and department store cards. So having a department store card that reports to the credit bureaus will help your credit.
Nick has a revolving department store credit card account with an annual percentage rate of 15 percent Last months balance on the account was 423.78 During the current month he made purchases 123.42?
$6.36
What is the difference between an open-ended credit account and a revolving account?
Only two types of credit card accounts in consumer credit. This is when a store or company issues a card with credit line say $1000. 1st is revolving credit which is like MBNA, Capital One, MasterCard, Visa, Orchard Bank, etc. Anything can be purchased at any store. A charge account is like Macy's, Foleys, Wal-Mart, etc. only items at that specific store can be purchased. Good Luck.
How can I obtain department store credit cards for bad credit?
To obtain department store credit cards for bad credit, you can start by applying for secured credit cards or store-specific credit cards that are designed for individuals with lower credit scores. These cards typically have lower credit limits and higher interest rates, but can help you rebuild your credit over time with responsible use. Additionally, you can consider becoming an authorized user on someone else's credit card account to help improve your credit history.
What steps can you take to build a sound credit rating?
Start with a job, Open a savings account and save regularly, Open a checking account and manage it carefully, and Apply to a local department store or a gasoline company for a credit card.
Can you get a credit card with no job and no checking or savings account and if so where do you look?
Start with a department store card. If you can't get that start with a "secured" credit card. It will build credit and allow you to apply for a regular credit card down the road.
What interest do department store credit cards charge?
Department store credit card interest rates very from store to store. The rates could be as low as 10% and as high as 30% per year. Check with each individual store.
Does it help your credit to have credit cards from department stores?
One of the factors that makes up your credit score is credit diversification. This means having a variety of different types of credit. Four different types you can have is mortgage loans, car loans, credit cards, and department store cards. So having a department store card that reports to the credit bureaus will help your credit.
Where to pay goodys credit card online?
goodys credit card,is it a credit card are a line of credit at there department store
What stores have department store credit cards with perks?
Some of the stores that currently offer department store credit cards are stores such as Kohls, Macy's, Dilliards, Menards, or basically any other store that has high volume.
What is an in store charge account?
An in-store charge account is like a credit card account. If you qualify, the store will allow you to purchase items on credit. You are then required to make monthly payments to pay off the merchandise you buy. The store makes money by charging interest on the balance owed.
What do stores do to your account besides issue a refund when you return an item?
=The store will credit your account.=
Is a Macy's or Target department store credit card easier to get?
macys
