There are a number of non-profit companies that offer consumer solutions for credit card debt. Some good choices are Family Credit, Repay Debt, and Money Management.
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To find information on debt management solutions, one should speak to a financial expert. Alternatively, speak to a bank or consult Money Supermarket webpage.
There are many ways one might contact a credit insurance broker. In addition to visiting the local broker's office, one might find contact information on the company website.
There are numerous websites where one could find more information about settling one's debts. Consumer.ftc, Credit, and No More Debts are just a few of those sites.
It means that the particular item on the credit report has insufficient reporting information from the creditor and therefore cannot be rated at that particular time. IUR might stand for Information un-rated. This could apply to a new account or an account that does not report information to the particular credit bureau.