There are numerous websites where one could find more information about settling one's debts. Consumer.ftc, Credit, and No More Debts are just a few of those sites.
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There are many ways one might export one's credit insurance. The government website EXIM is likely the most reputable source of information concerning this process.
The way it is reported is the decision of the credit reporting bureau. It might be listed in different ways on individual reports. Generally it will remain on the report as a " settlement",not as a "satisfied in full."
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There are many ways one might contact a credit insurance broker. In addition to visiting the local broker's office, one might find contact information on the company website.
It means that the particular item on the credit report has insufficient reporting information from the creditor and therefore cannot be rated at that particular time. IUR might stand for Information un-rated. This could apply to a new account or an account that does not report information to the particular credit bureau.