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Low APR credit cards can be obtained from most local banks as well as a few online or independent companies, but most people just negotiate this with their own credit card carrier.

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12y ago

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Where can one apply for a credit card with a low APR?

There are many credit cards that have a low APR (Annualized Percentage Rate). To apply, one can visit a financial institution or even apply for one through the credit card site.


Where is it possible to get credit cards with low APR?

There are several places where a person can get a credit card with a low APR. Websites such as Capitol One, American Express, Bank of America, and Discover all have credit cards with low APR.


What is the interest rate on a Citi Financial credit card?

Depending on which Citi credit card one wanted to go with the rates will vary. They just introduced a card that has no late fees and a 0% APR for 18 months, then as low as 12.99% APR afterwards.


Where can one get a zero percent apr credit card?

One can get a zero percent apr credit card by going to the Credit Cards website. The website offers a number of credit cards deals including ones that have zero percent apr.


Which companies offer low APR credit cards?

First of all, APR is annual percentage rate, or how much of a percentage companies charge you for using a credit card or asking for a loan. One company that has low APR rates is "Citi." Although looking for companies with low APR rates is a good idea, a person can further lower their APR rate with negotiation.


Where can one find the lowest APR credit cards?

This will depend on one's credit history. Card comparison websites such as Nerd Wallet as well as money-saving specialist blogs like Money Saving Expert have listings of credit cards with very low representative APR. However, the credit card company need only offer 51% of its customers the representative APR.


Where can one receive a no APR credit card?

There are several credit cards that offer no APR. Some of these cards include the Citi Simplicity Card, Capital One Venture One, and the Citi Diamond Preferred Card.


How can one get a low APR loan?

Have good credit , over 740 preferably, have no maxed out accounts of any kind, no late payments and no recent credit card applications and even then its only when a credit card company is having these special promotions of 0% APR that you should take advantage of this.


What does APR stand for in reference to a credit card?

APR stands for annual percentage rate in reference to a credit card. An annual percentage rate is the rate companies or banks charge when one uses a credit card.


What is a credit card transfer offer?

A credit card transfer offer is when you transfer your balance from one credit card to another, and get a lower APR as a result. For instance, Capital One might offer 0% APR if you transfer the balance from say, your Wells Fargo card to your Capital One card.


Where can one find a 0 percent APR credit card?

A great place to start searching for a 0% APR credit card is Get Rich Slowly's article on the best 0% APR credit cards of 2013. They compare the various 0% APR credit cards to show the benefits or disadvantages of each.


Where can one get approved for an APR credit card?

"Just like any other credit card, one can apply on line or at your bank and/or any bank. But just like any other credit card it depends on your credit history and there is no way to say whether or not you can get approved 100% on an APR credit card as the same standards apply to it as do to any credit card."

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