It is possible to get a consumer credit report at the Federal Trade Commission. The credit reports are free and a person can ask a free copy of the credit reports once every 12 months.
Free credit reports can be reviewed on myFICO, Consumer Information, Experian, TransUnion, Equifax, Free Score, Zoom Credit Score, Credit Sesame, and Got Credit.
You can get free annual credit reports online from www.freecreditreport.com.
Free triple score, creditreport, annual credit report will provide the credit reports that are needed, and will also give the consumer a score so they can evaluate where they stand.
Finding Free Credit Reports is a simple task to do. There are a hosts of websites that offer free Free Credit reports for working class individual and the website Free Credit Score is an official site to check out a credit report.
The three companies that provide your free credit reports are Experian, Equifax, and Transunion. Usually you can find these companies and their reports on annualcreditreport.com
There are no places that can give you a actual free credit report, credit reports can only legally be done at a credit bureau. There are websites that claim to give free credit reports only to manipulate people to make payments.
According to Consumer Reports Magazine: Dial 1-877-322-8228 to get a copy of your free annual credit report.
The Consumer Protection Act has influenced new rules for consumers recognized by the Federal Trade Commission and the Federal Reserve Board. Consumers can get free credit score disclosures if they had received terms that were less-than-favorable for auto loans. Also, if a lender denied credit to a consumer or in regard to mortgages, consumers may now get free credit scores. This does not mean the consumer will get a full credit report. But in most cases, full credit reports may be gotten free. The rules may influence consumers to get full credit reports.
According to one disgruntled consumer, the service apparently costs $5.49 for the first credit report inquiry, and $6.95 for ensuing months. Equifax claims to offer free credit reports, but this may be only free on a trial basis. Or the consumer referenced here may have been mistaken or is not being honest.
There IS no government site for free credit reports, since credit reports are provided by private firms, NOT by the government.
The How-To-Geek wrote an excellent review of many free online credit report services. It is part of his article titled "How To Get Your Free Yearly Credit Reports Without Getting Scammed."