The interest rates on a HSBC credit card can vary, depending on your credit rating. The rates on the HSBC credit card can range from, 11.99% - 18.99%.
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The interest rate on a Union Plus credit card, which is issued by HSBC, isn't disclosed until an application is submitted, but can be as high as 23.4%. The interest rate on cash advances is also as high as 23.99% with this credit card.
The interest rate on this credit card is fixed.
The advantages of having a credit card with an interest rate is it helps build one's credit faster. The higher the interest rate of the credit card, the higher the credit score.
You can find out your credit card interest rate by checking your monthly credit card statement or by contacting your credit card issuer directly.
Credit cards from HSBC offer many different rates and options. Normally, the better your credit score and the higher your income, the better the rate. Also, some cards offer annual fees while others do not, and this can affect the rates too.