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The lowest credit card interest rate at the moment is 7.8%. The credit card that offers 7.8% is Sainsbury's Nectar Low Rate Credit Card. One can find low interest credit cards from the Money Supermarket website.

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Q: What is the lowest credit card interest rate?
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Which credit card company offers the lowest interest rate?

Currently in the USA the credit card that offers the lowest interest rate is the Citibank Clear Platinum Card, offered by the bank Citibank. This card is a Visa Platinum.


Is it better to have a higher the interest rate on a credit card the better that is for the card holder?

No. Using a credit card usually involves borrowing money and you want the lowest interest rate you can get. On the other hand, when saving money you want the highest interest rate.


What are the benefits of canceling the lowest rate credit card?

The only benefit to cancelling the lowest rate credit card is that it may keep an individual from over spending. In contrast, the highest card should always be cancelled and the lowest rate kept to reduce interest fees.


Where can I get the lowest rate on a credit card?

The lowest rate on a credit card depends on ones credit status, location and the company that the credit card is offered with. Visa, Sainsbury's, Natwest, Royal Bank of Scotland, Halifax and MBNA offer some of the lowest interest rate credit cards on average. It is always worth shopping around on a 6 monthly or 12 monthly basis as deals are often fixed at a low interest rate for just a short period of time.


What are the best credit cards deal with lowest interest rate?

The Capital One Platinum Prestige card has the lowest interest rate with an intro APR of 0%. They also appear to have the lowest interest rate after the intro period ranging between 10.8% - 18.9%

Related questions

Which credit card company offers the lowest interest rate?

Currently in the USA the credit card that offers the lowest interest rate is the Citibank Clear Platinum Card, offered by the bank Citibank. This card is a Visa Platinum.


Where can I apply for the lowest interest credit cards?

The lowest interest rates on a credit card are made when the person has a good credit rating. The higher the limit, the lower the interest rate also.


Is it better to have a higher the interest rate on a credit card the better that is for the card holder?

No. Using a credit card usually involves borrowing money and you want the lowest interest rate you can get. On the other hand, when saving money you want the highest interest rate.


What are the benefits of canceling the lowest rate credit card?

The only benefit to cancelling the lowest rate credit card is that it may keep an individual from over spending. In contrast, the highest card should always be cancelled and the lowest rate kept to reduce interest fees.


Where can I get the lowest rate on a credit card?

The lowest rate on a credit card depends on ones credit status, location and the company that the credit card is offered with. Visa, Sainsbury's, Natwest, Royal Bank of Scotland, Halifax and MBNA offer some of the lowest interest rate credit cards on average. It is always worth shopping around on a 6 monthly or 12 monthly basis as deals are often fixed at a low interest rate for just a short period of time.


What are the best credit cards deal with lowest interest rate?

The Capital One Platinum Prestige card has the lowest interest rate with an intro APR of 0%. They also appear to have the lowest interest rate after the intro period ranging between 10.8% - 18.9%


What is an advantage of having an interest rate credit card?

The advantages of having a credit card with an interest rate is it helps build one's credit faster. The higher the interest rate of the credit card, the higher the credit score.


What is the interest rate on a Walmart Discover card?

"The interest rate on a Wal Mart Discover card is 4.7 percent. Which is not a bad rate, it is a little bit high but at the same time it is the lowest in the credit world."


How much interest rate does Wells Fargo have to charge you for a student credit card?

For a Wells Fargo student Credit Card, you can usually expect an interest rate about 14.1% to 14.5% APR. This is one of the lowest credit card interest rates they offer. Keep in mind that interest rates are always subject to change. Check out the wells Fargo website for the latest interest rate information.


Is the interest rate on a Debenhams credit card high?

The interest rate on your Debenhams credit card will be dependent on your credit score and your likelyness to pay your credit card on time. The first 6 months to years interest rate is usually free.


What credit card offers the lowest interest rate?

Many credit companies are offering low interest rate credit cards; such as citicards. However, you need to be careful and look at the fine print to make sure it is not just an introductory offer.


What is a consolidation credit card?

A consolidation credit card is a credit card someone will pick to use as their sole credit card for everyday expenses which typically has the lowest interest rate or the best benefits such as cash back or miles rewards programs. Also, if someone has other credit cards with higher interest rates, they can often transfer balances and "consolidate" them onto a single credit card with a lower interest rate, therefore lowering their monthly payment, costs and in essence, making the card a "consolidation credit card".