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An annual fee is a fee that is paid once a year, for whatever reason.

A finance fee is a fee charged for providing one or more financial services and may be payable annually, monthly, weekly, or when a service is provided.

With credit cards, an annual fee is often charged for the privilege of having an active credit card account. A finance fee is the interest charged if you don't pay off all charges at the end of the month.

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Q: What is the difference between an annual fee and a finance fee?
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