There are many different cards that do not charge an annual fee. Usually an annual fee is related to a rewards type of credit card, but companies such as MasterCard and Visa also offer no annual fee cards.
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Most credit cards do not charge an annual fee, but some premium or rewards cards may have an annual fee associated with them. It's important to carefully review the terms and conditions of a credit card before applying to understand if there is an annual fee.
There are several credit cards available for people with bad or no credit, that carry no annual fee. According to credit.com, they have at least six credit cards with no annual fee. Credit.net also has an extensive list of cards, complete with information on each.
The annual fee of a credit card is a charge applied once yearly. This charge is the cost of having the credit card. There are many credit cards available that do not charge a fee. The credit cards that do charge a fee often offer rewards, like travel.
There is often an annual fee, but some credit cards have no annual fee, and this means that they would cost you nothing to keep.
The best credit cards for students come from the top credit card companies. No annual fee cards are available from Citibank and Discover, and Capital One.