Depending on which credit report company one is with, depends on the highest credit report, as they have different categories. Experian's ratings are Very Poor, Poor, Fair, Good and Excellent, so Excellent being the best credit score. Equifax reports scores between 300-900, 900 being the best credit score. There are plenty of other provider's for gaining a credit report.
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On the web, receiving a free credit report without a credit card are few and far between. By far the best option for someone seeking their once a year report, Credit Karma is a great site.
The best place to get a free Equifax credit report is from Equifax. This can be done by visiting Equifax's website and clicking the link that says: "Get you free credit report".
To get a credit report on someone, you can request it from one of the three major credit bureaus - Equifax, Experian, or TransUnion. You may need the person's consent or a permissible purpose under the law to access their credit report.
The best way to win a credit report dispute is to show proof of your claim.
It only hurts your credit score when someone else pulls your credit report.