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CREDITCARD
Standard You Tube accounts are free.
No you are unable to change the absence account in you tube.
You would not be able to use the interim or temporary checks to pay bills, etc. if they were not honored by the bank.
A current account is one in which you keep a certain amount of money and use it for your regular day to day transactions. For ex: to pay your phone bill, to pay for your groceries etc. Banks usually do not give you a significant interest on your deposit in this account because of the liquid nature of the account and because you can withdraw your funds anytime you want.