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Where could one buy a secured Visa credit card?
One may obtain a secured Visa credit card direct from the US Bank. A secured Visa credit card is suitable for people who have bad credit scores and are looking to obtain credit while preventing their score from being further damaged.
How can I obtain a secured credit card report as unsecured?
To obtain a secured credit card report as unsecured, you can contact the credit card issuer and inquire about the possibility of converting your secured card to an unsecured one. This may involve demonstrating responsible credit usage and meeting certain criteria set by the issuer.
Where can one obtain secured Visa credit cards?
If one wishes to obtain a secured Visa credit card, the best course of action would be to obtain one directly from a bank. Several banks offer secured Visa credit cards such as Wells Fargo, U.S. Bank, and Bank of America.
Where can a person with bad credit obtain credit cards?
A person with bad credit can still obtain credit cards in some cases. However, they'll have to settle for secured cards from companies like Capital One and Bank of America.
What do you do if you have virtually no credit history but are being refused credit?
First of all stop applying for credit before you have to many inquiries which you may already have. Save up around $200.00 to $500.00 and obtain a secured visa or mastercard. Go to bankrate.com and look up a secured card that is right for you. Make sure that it does not report to the credit bureau as secured because this will hurt your score. After abour six months you will be able to obtain an unsecured card. Do not immediately close the secured account. Keep it open for a while to continue to help build your credit. Use it only as a credit builder and do not max it out for any reason.
