A person with bad credit can still obtain credit cards in some cases. However, they'll have to settle for secured cards from companies like Capital One and Bank of America.
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Having bad credit a person limits themselves greatly on what credit cards they can have. The only card offered to people with bad credit is the Premier Bank MasterCard.
To obtain department store credit cards for bad credit, you can start by applying for secured credit cards or store-specific credit cards that are designed for individuals with lower credit scores. These cards typically have lower credit limits and higher interest rates, but can help you rebuild your credit over time with responsible use. Additionally, you can consider becoming an authorized user on someone else's credit card account to help improve your credit history.
In order to obtain a bad credit loan a person has to have a credit score is 620 anything below that would be considered high risk.
Yes, you can obtain a pre-paid credit card to start establishing credit. There are "credit" cards available at many places where you pay in advance. Capital One is a Mastercard company with lower standards for issuing credit cards.
There are credit cards available for people with bad credit. Secured credit cards are more suited for people with bad credit and are likely to be the only ones they will qualify for. Capital One offers a Secured MasterCard which is available for people with bad credit.