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The truth is there is no easy way to clear up bad credit. CRC's are not regulated by any government agency and can be (most of the time are) bogus. They can do nothing that the consumer cannot do themselves. Some claim they have inside knowledge of how to correspond with creditors to clear up a consumer's credit. Not true! Experian, Equifax and Trans-Union admit, they totally ignore such correspondence and CRC's have no affect whatsoever on a consumer's credit report/history. In other words, save your money.
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