Credit is everything first thing first your credit doesn't not go up only with time you have to get things deleted off your credit and that could cost you $800 per deletion. Time is most definitely Important but are you willing to be building your credit for 13 years? That would be something I personally wouldn't do. There is is amazing credit repair company that could fix you credit in as little as 4 to 5 months. THIS IS A GREAT COMPANY!
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Credit restoration can cost different amounts. A lot of the CR companies out there though use pretty shifty tactics at helping you repair your credit. You want to be sure that you have a good company that doesn't make ridiculous promises. Try http://www.bpointfinancial.com.
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The cost varies depending on your credit rating. If your credit rating is very low, it could cost you anywhere from 100$ to 1000$, but if you are good, then it could be free.
There is a plethora of credit repair companies out there. When you hire one make sure that they are a state registered credit services organization which follows the CROA (Credit Repair Organization Act). Also, don't pay too much, there are companies out there who charge thousands of dollars to fix credit. You don't have to spend that much, they all pretty much do the same exact thing, so do your due diligence.
The cost to repair a dam would be approximately $50 billion, i think. i hope this is the right amount compared to the research. :)