You can easily get a credit card by applying to one of the many credit card companies there are available. Such companies include Visa, Capital One, MasterCard, and Discover. They offer credit lines or you can also apply for a prepaid card.
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There is an online site, called 'credit' that can easily sell you a prepaid card. You can start out with this card and you can improve your credit, as prepaid cards do not impact your credit.
You can easily apply for a Credit One credit card on the official website of Credit One Bank. You can apply online and see if you're approved in under one minute.
A credit card pay off is an application one would use to estimate the time and payments required to pay off their existing credit card. One could easily acces this information from any financial institution.
You can easily apply for a personal credit card by going to a bank near you and talk to a banker. He will help you out and explain to you how it all works.
It is important to keep one's Visa credit card number secure to avoid theft. One can somewhat easily use another persons Visa card number without having possession of the physical card.