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You know if you are fat when your doctor tells you so and just because people call you fat doesn't mean you are i mean you could be fat but some times when people call you fat they are just insecure with themselves.
Another Answer:
When you can't see over your toes then you know your fat.
If your uncomfortable with your weight go on a diet and exersize
A person is considered "obese" if their BMI (Body Mass Index) is a "30" or greater.
if you have rolls your fat, BasicaLLY