Some words have "cred" at the beginning or middle, such as incredible, credit or incredulous. Others may have it at the end, such as sacred.
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Incredible
Cred, cry.
apocope
Go to the main Runescape page, click on the link for membership, and look at the payment options.
You must setup an Apple Account with your credit/debit card details. Then any apps you purchase using this account will be billed to your cred/debit card.