Some reasons for delay that start with F:
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Fantastic or Fashionable can be a compliment starting with letter F.
One word for being late starting with the letter F is forgot.
Some four letter words starting with S and ending with F are:selfserfsurf
Some eight letter words starting with F and ending in E are:favoritefeminineflatlineflexibleforciblefracturefugitive
Florida is the only US state starting with the letter F.