the answer is........ stone!!
Shale
One option is stone.
Scarf is a five letter word for muffler.
A five letter word, second letter F is after or often.
Hoard?
Board.
etude
shale
the answer is........ stone!!
nadir
Some five letter words for women's clothing:skirtdressapron
shard
stone
Shale
scrap
scrap, slice, flake