the answer is........ stone!!
Shale
One option is stone.
Scarf is a five letter word for muffler.
A five letter word, second letter F is after or often.
Hoard?
Board.
etude
Some five letter words for women's clothing:skirtdressapron
shale
nadir
the answer is........ stone!!
shard
stone
Shale
scrap
scrap, slice, flake