Builders Club is a premium Roblox feature that allows users to do things such as sell clothes and other items, as well as build up to 10 places instead of just one. There are also other benefits such as the fact that you don't see external advertisements on the Roblox website when you subscribe to Builders Club.
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You cannot donate to player on Roblox who do not have BC.
So you got BC, and bought a body on Roblox. If you no longer have bc, but own a body, then you can wear it. It does not matter, so long as you have the item.
Yes, unless you buy lifetime BC.
All the moderators have BC, also many other people have BC but there are too many to say them all in ROBLOX.
I am sorry but you must get BC yourself, otherwise you will get yourself banned.