you can't really help the fact if their is no chatting because if it has a online multiplayer, it has online chatting. I'm sorry, but you'll have to let your kid go and actually have trust in him/her.
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Well it depends on what kind of video games are the kids playing with and how long you use the video games. Some types of video games are for kids not all.
Some good games for kids on the PS3 are mostly playstation move games because they are rated E-T and they keep the kid moving unlike regular PS3 games.
One can find a good review for kids online games on the games site themselves. Most online game websites for kids will have a section where you can read feedback about different games and sites. You can also use yahoo answers to look at some thoughts people have on different online kids games.
ColoringBoard GamesDrawingHomeworkCookingHide and Seek, other games
No. It is not for kids, but it is for all ages and it doesn't matter it is not aimed directly at kids or adults but rather both