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For one Sim it's §16,000, +§2,000 per additional adult, +§1,500 per teen, +§1,000 per child, +§500 per toddler. So a family consisting of parents with a teen would start off with §16,000 + §2,000 + §1,500 = §19,500.

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Q: How much money do you start off with in sims 3?
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