in code:
move_towards_point(object.x,object.y,speed)
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jump towards the object and right before you get to it hit rt and b using the bomb disk
Yes, I've been using Game Maker for a long time and it's 100% safe.
It was made using GAME MAKER 8 pro.
Sorry, I don't think there is one because RPG Maker VX is so new. I keep on trying to find one because I am using VX to try to make a game. If I find one I'll tell you.
You can get banned, but it probably won't happen if you do less then 50,000 coins. Good luck. :)