Well im not sure,but i think when you buy things eg. Furniture then you have to pay a tax on them and you also have to pay bills....
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Your sims pay bills, you buy objects for your sims that lose value over time, and you can buy clothing for your sims. If your sim has a job and a random scenario occurs and if you click the wrong thing, there is a chance that your sim will have to pay for their mistake, or lose their job.
Yes in the sims 3 your sims can loose weight, all you have to do is go to the gym and work out. Makes them fit and brings there athletic up.
You can probably get clothes from the Sims 3 website with real money, or download the sims that people make
Not that i know of . So no
Yes, yes it does.