How do you grow a money tree on Animal Crossing Wild World?

Answer 1

To grow a money tree, follow these steps:

1. Buy a shovel.
2. Buy another shovel.
3. Bury one shovel in the ground and wait overnight.
4. Dig up the shovel to get the golden shovel.
5. Dig up a spot in the ground with the new shovel.
6. Bury any amount of money in the ground

If you picked a good spot, a money tree will result with 3x the amount of money you planted.