No, there is no additional fee.
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Minecraft costs $26.95 and there is no monthly fee.
No, there is only a one time fee to buy the game now at minecraft.net. I think it is 25 bucks now. but the good thing is that once you make a Mojang account (the company that sponsers Minecraft), you can get minecraft on any other computer free of charge. But to answer your question, there is no monthly charge to play the regular game.
You play it.
You can download them without buying minecraft, you'll just have no use though.
No, you only pay once for it.