No but they will be blocked if you bought something members only can buy and your membership expires
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You get your penguin after you sign up. Although, you can lose your penguin by getting banned.
Well umm to Put This to the easy way... NO!
to get a belt in club penguin you have to have 13 battles.it doesnt matter if you win or lose as long as you just play 13 times.(the black belt may vary)
You get no membership and you get stuck with a lousy penguin when your membership runs out the only thing you can keep is you puffles, your room goes back to the normal boring blue room and all your clothes are shaded, meaning you cant use them untill you renew your membership. so getting a club penguin membership is not worth it
This is what happens when your membership expires:you lose your igloo itemsyour customized igloo will turn into a old iglooyour puffles staysno access to member parties like the Backstageno access to members-only rooms, like the Fire Dojono access to member serversinaccessible items (member items that you bought can't be used)