no you cannot, i would suggest paying a friend to use their card when you buy something
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Credit Card, Gift Card, or Pre-paid Card.
Check out the humble bundle. You can find very cheap bundles of steam/origin games and the money goes to charity!
You need a credit card to add money to your Playstation wallet and to join Playstation plus. You can also add money to the wallet with a Playstation network card you purchase at a retail store
if it has no money on it
A redeem card is usually a Gift Card or Voucher which contains an amount of currency, which could be real world money or virtual credits.