There are several websites that have free trials and demos for games such as Arcade Town and Big Fish Games. You can usually find them by searching a specific game on a search engine.
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girlsense was the site but now it's closed there are no other games or sites like that.
No, but you can hack your own games, using cheat engine. Once you have installed it but having trouble with hacking your games, just give me a msg
For chatting to your friends, there are sites like Facebook, MySpace, Twitter and other such social networking sites. For chatting to strangers, there are sites like Omegle and ChatRoulette, although it is advisable to exercise caution when using these sites.
There are special moderated sites for children like kids-online.com and kidzworld.com
There are loads of free games, a few are like actionmadness.com and breakontheweb.com - enjoy mate. Just Google search and you will find loads of sites.