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Thorin is a dwarf, and they love treasure. They finally get their mountain and then here comes humans tramping along, wanting a share in it. To Thorin and company, they just certainly could not have sticky human fingers all over their precious treasure.
What can you say, they're dwarves!
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What was the ultimatum issued by bard in the hobbit?
Bard told Thorin that Thorin must give Bard a portion of the treasure to rebuild Esgaroth, or he would be considered the foe of the lake-town.
Why does Thorin refuse Bard his requests for treasure in The Hobbit?
Thorin was a proud and stubborn dwarf, and like all dwarves was a bit too fond of his gold. The notion of sharing his fathers' hard won treasure with anyone, even the Lake Men, was not to be borne.Basically Thorin is overwhelmed by greed for the wealth of Smaug's hoard. There is far more wealth than he could possibly use, but rather than share it with his neighbours, he wants it all to himself.But although this is at the bottom of his behaviour, there is some sense in his anger. He must feel like a man who has won the lottery, and all of a sudden, everyone is his friend and wants a piece of the winnings. Indeed there can be no doubt that that is exactly why Bard and the Elvenking have come to the mountain, believing Thorin and his companions to be dead. Greed is pretty high in their minds too. Thorin's response to the Elvenking is particularly telling--why should Thorin be nice to a guy who locked him in the dungeons. (Ironically, Thorin was apprehended by the elves for begging)
What does Bard do after the dragon is defeated?
Goes to the Lonely mountain to collect his share of the treasure for the Town but then Thorin doesn't want to give any of the treasure up ans thus is the beginning of the armies of the five war- for more detail look into chapters 16-19
What conditions did Thorin insist on before he would negotiate any terms of settlement with Bard?
read the book
Why does Bilbo give up the arkenstone in chapter 16 of the hobbit?
Bilbo never intended to keep the Arkenstone. He only took it because he saw the feverish greed that overtook the Dwarves when the saw their long lost treasure. Knowing how badly Thorin coveted the Arkenstone, Bilbo kept it and later used it to bargain for his share of the treasure (which he intended to share with Bard and Thranduil). What it revealed was that deep at heart, Bilbo was a good person and only wanted to do what was right. It was why Gandalf was drawn to him in the first place.
