The most information can be obtained by visiting MTV's website, which will tell you whatever you need to know about this show. Wikepedia also gives general information about the background of the show and the cast.
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Jake appeared in the True Life episode, I'm Having a Summer Romance. The episode aired on MTV in 2007 and not much else is known about Jake.
Her name is Ashley Smith.
MTV's The Buried Life
I am not sure about this...but I heard that they have accounts set up for the children not the mom's. The show is about portraying the life and struggles for teen mom's and most of the mom's have financial problems (especially Farrah) and it wouldn't show the true life of teen mom's if MTV were paying them.
The Real World