You don't need to fill it out. It is usually just a little note to you or the person receiving the check specifying what the check is for. For example, if you are writing a check to your friend Chuck for painting your house you could put Chuck, painting money or anything else that makes sense.
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There are so many possibilities for the abbreviation, D.A.O., that I suggest asking the sender of the memo.
will memo and this other guy from the band had different guys band then thy left and thy put the ones they have right now.
He started a new group called "Alerta Zero".
because her neck didn't get the lift memo
copy of an email a publication in a shared drive folder awaiting coordination draft policy memo to the unit commander