What are the advantages and disadvantages of e-services?

Answer 1

Advantages:

There are advantages while implementing an electronic government. The main advantage of an electronic government this will be to improve the efficiency of the current system. That would in return save money and time. The introduction would also facilitate better communications between governments and businesses. An example would be, E-Procurement facilitates G2G and B2B communication; this will permit smaller business to compete for government contracts as well as larger business. This will have the advantage of creating an open market and stronger economy. Business and citizens can obtain information at a faster speed and it is possible at any time of the day.

In addition, moving away from a heavily paper based system to an electronic system would reduces the need for man power. Thus, this would allow the process to be handled by lesser employees and therefore to reduce operations cost.

The society is moving toward the mobile connections. The ability of an e-government service to be accessible to citizens irrespective of location throughout the country brings the next and potentially biggest benefit of an e-government service. The society is moving toward the mobile connections.

Due to the fact that information and statistics are posted online, the idea of an "opened up" government and made government policy, information (including some socially valuable archival and historical information) and services more available. This would reflect a greater transparency of the service provided by the government .

Disadvantages:

Electronic governments also consist on certain disadvantage. The main disadvantage of an electronic government is to move the government services into an electronic based system. This system loses the person to person interaction which is valued by a lot of people.

In addition, the implementation of an e-government service is that, with many technology based services, it is often easy to make the excuse (e.g. the server has gone down) that problems with the service provided are because of the technology.

The implementation of an e government does have certain constraints. Literacy of the users and the ability to use the computer, users who do not know how to read and write would need assistance. An example would be the senior citizens. In general, senior citizens do not have much education and they would have to approach a customer service officer for assistance.

Studies have shown that there is potential for a reduction in the usability of government online due to factors such as the access to internet technology and usability of services and the ability to access to computers;

Even though the level of confidence in the security offered by government web sites are high, the public are still concerned over security, fear of spam from providing email addresses, and government retention of transaction or interaction history.

Answer 2

Disadvantages:

Over Budget: Plastic money gives us an easy and extended purchasing capacity which results in an extra and unwanted buying. These cards give us discounts and bonus also on particular stores or items, which encourage us to get them and we use our hard earned money for a non-required thing, which affects our budget and we can't handle our monthly budget system.

Increased Debt and High Interest Rates: Credit Card provider financial institutions and companies charge high interest rates (may be 10% to 25%) on extra money if you fail to pay off up to the fix date of the month. This interest is their earning, for which they give you extra buying limits then your money. This is not a good idea that you owe loan on high interest rates and spend it in unnecessary things or purchasing. This is complete money wastages.

Fraud: Credit cards can be stolen. A thief may be use them directly or to get their information (which is required in money exchange). In today's technical intelligence it is also possible to get a clone of any credit card or debit card, which works like original and they can be give you a heavy financial loss. So be aware from credit cards fraud as they are like stolen your money from your pocket without your information.

Answer 3

advantages: The availability and capacity of service provision

disadvantages: security of data and lack of face-to-face contact

Answer 4

disadvantages of electronic money