0
Absolutely your business could be liable if the person is working for you at the time. Their insurance would be primary but you could be found secondarily liable. You can purchase a coverage called hired and non-owned coverage as an amendment to your business auto or liability insurance which would provide you coverage for this type of incident. The coverage is usually very inexpensive as it is secondary coverage.
What else can I help you with?
Can a principal contractor be vicariously liable for the actions of his subcontractor?
Yes, a principal contractor can be vicariously liable for the actions of his subcontractor if the subcontractor is found to be an agent of the principal contractor. This typically occurs if the subcontractor is under the direct control or supervision of the principal contractor in carrying out the work.
What is the diffence between a nominated and a selected subconttactor with reference to liability?
A nominated subcontractor is chosen by the client or architect, and the main contractor is not liable for the performance of the nominated subcontractor. In contrast, a selected subcontractor is chosen by the main contractor, who remains liable for the selected subcontractor's performance.
Can a business who hires a company for contract work and then helps their employees it has hired go into business in direct competition on same job be held liable?
Depends on the Contract. Alot of subcontractor contracts prevent this. If the Prime contractor has received an estimate from a subcontractor and the subcontractor is working at the site or project under a estimate or purchase order then yes, the Prime contractor can be held liable for all monies under the contract if the subcontractor can prove that the employees were on their payroll and during this project the Prime contractor solicited Sub employees to become independent contractors.
Are intoxicated drivers involved in an auto accident automatically liable?
yes. Always responsible.
If you were involved in an accident that was your fault and had no insurance can your husband be held liable in a judgment My husbands name is on the vehicle with mine in IL?
yes
If a car is driven by someone under the age of 25 without the owners permission in Georgia and then is involved in an accident is the owner of the car liable?
no
When involved in a multi car accident do all insurance company's need to pay you?
Not unless there are unusual circumstances. Generally the insurance provider of the person who is deemed to have been responsible for the accident is liable.
Who is liable in a multi-car accident?
The person that is responsible for the accident.
Is your insurance liable if your vehicle wasn't involved in a fatal accident?
If you were driving someone elses vehicle and involved in an accident whether it be fatal or not then the person who owns the vehicle should have insurance on it and then the accident would be covered on that policy but if it goes over the amount that they have then its possible for yours to kick in and pay any extra.
Can a parent be held liable for a 21 year old son involved in a car accident without insurance and living at home for about 6 weeks in between moves?
As long as it wasn't your car involved, you would not be held liable for anything. He is 21. That makes him wholly responsible for his actions.
If you loan your car to someone with a suspended license and they have an accident in your car would anything be covered?
No, if their license was suspended they should not be driving, if they are involved in an accident and are at fault the other person can go after you since it is your car and then you are liable.
What happens if you have an accident in your vehicle with no other cars involved and you tow your car?
CAREFUL! You may still be liable for a charge of "leaving the scene." To have had an "accident" generally implies that you struck SOMETHING. What is it that you struck, who owns it, and did you notify them?
