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Collision insurance will cover the damages to your vehicle- no matter who is At Fault.
Uninsured coverage is used if the other vehicle is at fault for the accident and you and/or anyone in your car is injured. This coverage will typically pay for related medical bills, loss wages, and general damages (i.e pain and suffering).
Liability = Other vehicle damage
Injuries to driver/passenger in other vehicle
Injuries to passengers in your vehicle if you are at fault
Collision/Comprehensive = Cover damages to your car
Uninsured/Under-insured = Injuries to you or your passengers when another vehicle is at fault and does not have insurance or has minimum coverage
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Earn +20 ptsQ: You have collision insurance is uninsured motorist insurance necessary?
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