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I have my learners permit - does insurance increase when I get my driver's license in NY?
Your Insurance Rates will almost always "decrease" when you obtain your permanent Drivers License, barring any accident or tickets having accumulated while you had the learners permit.
Will insurance companies pay for accident if driver with learners permit was driving alone?
No they won't. A learners permit is not a valid license. They shouldn't be driving without a licensed driver. The owner of the car can be held liable. They can be sued for allowing an unlicensed driver, drive their vehicle.
Can car insurance increase if an accident is the other driver's fault?
If your insurance had to pay anything out on the incident, you could be hit with higher charges.
Would the insurance premium of the car owner increase if he was not the actual driver at the time of an accident?
If a claim is made against his insurance...yes.
Does insurance cover an accident if the driver has a learners permit when there is not a 21-year-old person with a valid drivers license in the car?
Most likely yes. I know of cases that a completely unlicensed driver causing an accident and the insurance still applied. Most insurance policies don't have a requirement that a person be licensed in order for coverage to apply.
Why won't the at-fault driver contact their insurance company?
The at-fault driver may not contact their insurance company because they are trying to avoid an increase in their insurance premiums or they may not want to take responsibility for the accident.
If a driver with a learners permit has an accident will they be able to get a license?
It all depends on the state in which the accident happened as well as the type of accident.
Will my insurance increase if my car was in an accident but i wasn't the driver. I lent someone my car and they got into an accident in my vehicle.?
If your Insurance company paid the claim then yes they can surcharge you for any chargeable accidents they paid out on your policy.
Can an accident claim be filed with your insurance and the other's driver's insurance for the same accident?
yes yes
How do you get car insurance with a learners permit?
You must either have a driver's license or be insured under a licensed driver's insurance. If you are a minor, your parents can add you to their car insurance.
Is unlicensed driver in accident able to get insurance?
Driver's licensure is a condition of getting auto insurance.
Can you get a car insurance with only a learners permit?
No, you can not get insurance unless you have at least one licensed driver on a policy.
