Not if it is deemed to be 100% the other drivers fault and they have insurance.
It is really based on whether the accident was at fault or not at fault. If it was not at fault, it usually will not increase.
Yes, you do.
My plan was denied and it was not my fault it was the other drivers fault because police and show up to make a police report it is really his mind
Possibly if they are auto accident related. Also, if you have Med Pay on your own insurance.. any other bills that may not cover on the at-fault drivers' insurance, can fall back on yours but your rate won't increase if you're found not at fault.
No. The person driving is the responsible party.
If you are NOT at fault you have no responsibility and the vehicles insurance company that is at fault must pay all damages and costs including a rental car. If you are at fault it depends on the vehicles insurance policy if it covers alternate drivers.
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
If a taxi driver hits you, and its his fault, the cab company's insurance pays.
The accident will show but it will be marked as a not at fault accident and should not increase your insurance rates.
Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.
Not unless you received a violation for the accident. Otherwise it will show on your record as a not at fault accident and should not raise your rates.