Do you have car insurance? Yours will cover it. Your friend if he is a true friend, will cover the deductible.
If you have insurance on your car, and someone else is driving it, and has an accident your insurance rate will go up but it will cover the damages to the other persons vehicle.
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
Certainly, you can get liability insurance which will cover you while driving someone else's car.
It should, if you let someone borrow your car, coverages should apply.
Umm... No... If your car has no insurance then then it doesn't have anyone to cover it... That's why you need insurance...
Usually yes. It depends on the brand of insurance though. You should check with your provider to be sure.
NO, that's what the vehicle insurance is for.
Most UK insurance companies will cover you for driving abroad if you ask. You will need to call your insurance company and get the cover added. Be prepared to pay and admin charge and possibly a premium.
Yes. The guy who hit your car pays or his insurance covers it.
Absolutely.
== == == == Car insurance follows the car. If someone was injured they can go after the driver if they weren't the owner of the vehicle.