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Does home insurance cover if keys are left with a builder?
No, Homeowners insurance does not cover the cost of lost keys.
Do skylights increase the cost of homeowners insurance?
No. Skylights would not effect the cost of homeowners insurance.
A branch on a large tree cracked if it fell on the house it would have demolished part of the pella sunroom on my house. I paid 3000 to have the tree removed. Does homeowners insurance cover this?
No, Homeowners insurance does not cover the cost of property maintenance.
Does homeowners policy cover the cost of plumbing repairs?
Repairs are maintenance and homeowners insurance is not intended to cover maintenance of your home. This is up to you to maintain your home. Insurance is made to cover sudden and accidental damage of a major cause such as fire, windstorm, lightening, and like causes.
Does homeowners insurance cover your patio repairs cause by a storm and the cost of removal of trees that caused the damage?
Yup.
Will homeowners insurance cover the cost of snake extermination?
No. Firstly there is no damage. Secondly, animals of any kind is not a covered cause.
Will homeowners insurance cover cost of electric company work on adjoining property caused by downed tree on covered property?
Yes. But the electrical company's insurance co should cover it if they are at fault.
Will homeowners insurance cover cost of removing dying and perhaps dangerous trees?
Your homeowners insurance policy typically does not provide coverage for maintenance and pruning of your landscape or its associated foliage. This is a maintenance issue and needs to be paid for by the homeowner.
Will homeowners insurance cover mold removal?
You need to check with your home insurer if the cost for mold damage and restoration is covered because it depends on the policy you have. But most home insurers will cover the cost.
If you loose roof shingles will your homeowners policy cover the cost to replace?
A call to your insurance company describing why the shingles were lost will answer your question.
Will home owner's insurance cover the cost of your house if it is condemned?
No, Homeowners insurance does not provide coverage for maintenance or lack thereof. If the home has been condemned then it is no longer insurable.
Does homeowners insurance cover the cost of cleanup after an unattended death?
No. Your Homeowners insurance is "Property" insurance. It covers property damages caused by certain covered Perils such as Fire, Wind, Hail, Lightning, Fire etc. You will not find coverage on your Home Insurance Policy for death or related expenses.
