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if he is not on your insurance he is required to have his own insurance otherwise he is driving your car without insurance with or without your permission illegally so no it will be the get out clause the insurance company will use not to pay out and why should they pay for someone who has not paid for there services

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Q: Will your car insurance pay for the car that your son hit even though he is not on your insurance?
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Do you have to go through your insurance co if you hit a car when the victim wants me to even though you are willing to pay for damages?

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If a car hit another car and forced it to hit yours and the first driver doesn't have insurance will the one that hit yours have to pay?

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