you can but its not covered so I wouldn't bother
currently going thru this. State Farm says they will cover, but don't do anything to vehicle until they have an adjuster/claim rep assess damage
Most policies do not cover rodent damages.
Damage from animals is not a covered cause whether or not it is caused by a rodent or varmint.
If the tip is getting damaged, there is a loose or broken part inside the bell housing. If the wires are getting chewed on, you have a rodent problem.
Yes, rodent damage would be covered under your comprehensive coverage, your deductible will be applied.
What you should look to for coverage is your home buyers warranty.Typically Homeowners Insurance will not cover pre-existing damage. Any damage the home incurred before the policy started is not a loss deemed to have occurred in the policy term and therefore not eligible for coverage. It will also not cover damage that occurred to a property before you became the owner.
Yes, Careful when you place a claim tho. Too many and they can cancel your insurance and it makes it hard to get coverage in the future. When a squirrel fell into a plumbing vent and clogged my vertical waste pipe, State Farm said damage from vermin is not covered and sqirrels are vermin.
Acorn Developments has a line of bins that claim to be 100% rodent proof and most come with a lid stay and the ability to lock if required. The most effective means of limiting rodent damage is rodent-proof construction. New buildings should be designed and built to prevent rodent entry.
I can't think of one that eats foam but many will tunnel into it. Without seeing the damage it's hard for us to speculate, but my guess would be a rodent for nesting material or just gnawing. Look for rodent droppings if damage extensive and doesn't indicate something smaller.
no a horse is not a rodent
The most common is droppings under cabinets, etc., where they tend to spend time hiding. Other signs are food wrappers that have been chewed or just nesting material or urine in traffic areas.