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You would have to review your policy to be certain but in most cases I would unfortunately say No, they will not pay for that. Insurance is simply there to assist you in the event that an event occurs that causes damage to your property. Typically they will consider a tree root causing damage to a foundation to be a long term event and therefore not meeting the definition of a covered loss.

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13y ago

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Related Questions

Does insurance cover foundation leak after flood?

"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.


Does homeowners insurance cover damage done by foundation failure?

No, but if the failure causes a fire or water damage, then the water and fire damage will be covered.


Will homeowners insurance cover a cracked foundation caused by an earthquake?

Typically, standard homeowners insurance policies do not cover damage to a foundation caused by earthquakes. You would need to purchase a separate earthquake insurance policy or rider to have coverage for this type of damage.


Does Home Owners Insurance cover foundation repair?

It depends on how the foundation was damaged and whether or not it was done by a covered cause or not. If a vehicle runs off the road and hits your home then it would be . covered whether or not the person had insurance. If the person did not have insurance, your homeowners policy covers damage caused by a vehicle. If the damage was caused by settling of the home and this caused the foundation to crack then no, the homeowner's insurance will not pay for this repair because it was caused by lack of properly putting in the foundation correctly or a lack of maintenance. Maintenance is never covered by your homeowner's insurance policy. Maintenance is the responsibility of the homeowner and it is never ending.


Does homeowners insurance cover your patio repairs cause by a storm and the cost of removal of trees that caused the damage?

Yup.


What type of damage can tree roots do to a foundation?

Foundation damage.


Does home owners insurance cover broken drain pipe in the foundation?

It really just depends on the type of policy you bought and what is the cause of the damage to the drain pipe. If it broke from freezing or another covered peril it's probably covered. Most homeowners Insurance Policies will not cover foundation damage nor pipes embedded in in or below a slab foundation unless the damage is the result of a covered peril. There are endorsements that some companies offer to provide coverage for foundation or ground movement as well.


If your condo association is responsible for the exterior of your unit and you suffer interior water damage due to a leak from a foundation problem who is responsible to fix the interior damage?

Let your condo insurance company duke it out with the master policy insurance co.


If the insurance says water leak not responsible for foundation problems and will not cover is the damage such cracks covered?

If the foundation problems are not covered then it naturally follows that any resulting cracks would also not be covered.


Does homeowner's insurance cover house foundation damage?

Most home insurance policies do not cover normal and expected ground settling. However, you can check your policy or telephone your insurance agent and find out if you have coverage for ground movement.


If your home is settling only on one side causing damage to the slab foundation interior walls and floors with no previous problems will your home owners insurance cover the damage?

This is an easy one, NO.


Who takes away trees that fall on homes after a storm?

Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.Generally, the homeowner is responsible for hiring a tree removal company to remove trees that fall on their property. Some damage is covered by homeowner's insurance.

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